Rental Property Holding Cost Calculator
Analyze rental property cashflow and hold costs with precision. This free rental property cashflow analysis tool from Propmax.com.au helps Australian investors forecast rental income, loan repayments, tax deductions, and depreciation over 30 years. Make smarter decisions using our spreadsheet-style rental property holding cost calculator — no guesswork, just clarity.
30-Year Investment Property Cashflow Forecasting
Plan with precision. Use our free cashflow calculator to forecast rental income, expenses, equity, and loan impact over 30 years. Built for Australian investors.
- Interactive 30-year investment property cashflow calculator
- Visual breakdown of income, outgoings, and capital growth over time
- Includes equity tracking and principal vs interest repayment flows
- See cashflow at weekly, monthly, or annual levels
Loan & Repayment Scenario Modelling
Compare interest-only vs principal-and-interest loan types and explore extra repayments or equity release strategies.
- Loan calculators for IO, P&I, offset and redraw scenarios
- Visualise interest savings with extra repayments
- Equity growth forecasting and cash-out potential
- Built-in repayment timeline and cost breakdowns
Property Depreciation & Tax Benefit Estimator
Estimate depreciation deductions and negative gearing benefits with ATO-compliant calculations.
- ATO-aligned building and fixture depreciation calculator
- Immediate vs long-term deduction forecasting
- See impact on taxable income and net cashflow
- Factor in property age, build cost and low-value pools
Export Reports as Spreadsheets or PDFs
Export your full property cashflow analysis as Excel (CSV/XLSX) or PDF reports for brokers, partners or tax agents.
- Download full investment property cashflow spreadsheet
- Bank-ready PDF reports with income, equity and ROI breakdowns
- Summarise cashflow and capital growth year-by-year
- Perfect for loan applications, planners and client handouts
