Tax Deductions & Negative Gearing Calculator
Maximise your rental property tax deductions and understand the impact of negative gearing over time. This free Tax Deductions & Negative Gearing Calculator by Propmax.com.au helps Australian investors project after-tax cashflow, loan costs, depreciation, and equity over 30 years. No spreadsheets needed — just clear, accurate financial forecasting tailored to your rental strategy.
30-Year Investment Property Cashflow Forecasting
Plan with precision. Use our free cashflow calculator to forecast rental income, expenses, equity, and loan impact over 30 years. Built for Australian investors.
- Interactive 30-year investment property cashflow calculator
- Visual breakdown of income, outgoings, and capital growth over time
- Includes equity tracking and principal vs interest repayment flows
- See cashflow at weekly, monthly, or annual levels
Loan & Repayment Scenario Modelling
Compare interest-only vs principal-and-interest loan types and explore extra repayments or equity release strategies.
- Loan calculators for IO, P&I, offset and redraw scenarios
- Visualise interest savings with extra repayments
- Equity growth forecasting and cash-out potential
- Built-in repayment timeline and cost breakdowns
Property Depreciation & Tax Benefit Estimator
Estimate depreciation deductions and negative gearing benefits with ATO-compliant calculations.
- ATO-aligned building and fixture depreciation calculator
- Immediate vs long-term deduction forecasting
- See impact on taxable income and net cashflow
- Factor in property age, build cost and low-value pools
Export Reports as Spreadsheets or PDFs
Export your full property cashflow analysis as Excel (CSV/XLSX) or PDF reports for brokers, partners or tax agents.
- Download full investment property cashflow spreadsheet
- Bank-ready PDF reports with income, equity and ROI breakdowns
- Summarise cashflow and capital growth year-by-year
- Perfect for loan applications, planners and client handouts
