Leppington, NSW - Cashflow & Holding Cost Report

Leppington Sample Cashflow & Holding Cost Report

Let’s explore the full cashflow & holding cost report in Leppington, NSW including 30 years cashflow projections, equity growth, depreciation schedules, and tax impact — available below and powered by Propmax.com.au.

18 Leatherwood Ave, Leppington NSW 2179 — a modern 4-bedroom, 3-bathroom, 1-car house priced at $1,070,000 with a 150 sqm layout.

• Rent: $780/week (~3.8% yield), supported by Leppington’s growing family demand and ~1.8% vacancy
• Capital growth: ~5.0% p.a. | Rent growth: ~4.5% p.a.
• Annual holding costs: ~$8,400 plus mortgage, with modest outgoings (council $2,100, water $950, insurance & maintenance ~$1,700)
• Depreciation benefits: ~$16,770 per year (building & fittings schedule)
• Land tax: nil (house structure under current NSW thresholds)

Leppington sits within Sydney’s South-West Growth Corridor, strategically positioned near the future Western Sydney Airport and connected by the South-West Rail Link. It offers strong long-term growth prospects, with significant government and private investment into infrastructure and amenities.

While the property generates solid depreciation benefits and sits in a high-growth corridor, investors should note:

• High borrowing costs (~6.25% interest rates on ~$963K loan) mean cashflow will be negatively geared in the early years.
• New house-and-land supply in the area could moderate near-term capital growth.
• Long-term fundamentals (airport, population growth, road/rail upgrades) support stronger appreciation and rental demand.

For investors on a $180K+ taxable income, negative gearing and depreciation deliver meaningful after-tax benefits, helping offset holding costs while positioning for long-term capital growth.