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Heidelberg West, VIC - Cashflow & Holding Cost Report

Explore an investment property rental cashflow, ownership costs, tax deductions and depreciation for Heidelberg West, Victoria. Use Propmax.com.au’s to forecast repayments, yields, and after-tax cash position over 30 years.
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Suburb
Heidelberg West, Victoria
Median Price
$772,500
Median Weekly Rent
$570
Capital Growth
6.0%
Rental Yield
3.7%
Investment Grade
B+
Gentrifying inner-north pocket with strong renewal, tertiary/health precincts nearby, and tight rental conditions.
Affordability
Moderate
Lower entry than neighbouring inner-north blue-chips while retaining solid growth drivers.
Estimated Holding Cost Before Tax (weekly):
$180/week
Estimated Holding Cost After Tax (weekly):
$469/week
Estimated Holding Cost (annual):
$9,000 – $16,000

Heidelberg West Investment Summary

Heidelberg West, located just 12 km north-east of Melbourne’s CBD, is a rapidly gentrifying suburb within the city’s inner-north fringe. Median house prices sit at $772,500, with typical rents around $550 per week, supporting a gross yield of ~3.7%. Although historical capital growth has been modest at ~3.9% p.a., the suburb’s potential is underpinned by major urban renewal, proximity to La Trobe University and the Austin Hospital precinct, and improved transport links.

  • Pros:

    • Affordable entry point compared to nearby Ivanhoe, Thornbury, or Preston.
    • Gentrification in progress with rising renovation and townhouse activity.
    • Proximity to education (La Trobe), health (Austin), and jobs.
    • Low vacancy rates support stable rental demand.

  • Cons:

    • Historical growth has lagged behind other inner-north suburbs.
    • Limited retail/entertainment amenity compared to more established areas.
    • Perceived socio-economic stigma still lingers in parts of the suburb.

Heidelberg West Cashflow & Holding Cost Report

This comprehensive Heidelberg West Cashflow & Holding Cost Report models the long-term financial performance of a quality townhouse in Melbourne’s inner north, featuring 30-year cashflow projections, equity growth, tax impact, and full depreciation breakdowns — all powered by Propmax.com.au.

235 Oriel Road, Heidelberg West VIC 3081 is a recently built 4-bedroom, 3-bathroom, 2-car townhouse with a generous 160 sqm layout, purchased at $940,000.

  • Weekly Rent: ~$770 (yield ~4.3%) in a tight market with 1% vacancy
  • Capital Growth: ~6.1% p.a. | Rent Growth: ~2% p.a.
  • Annual Holding Costs: ~$7,860 before mortgage, or ~$150–$270/week pre-tax
  • Depreciation Benefits: ~$16,770 per year (building + fittings)
  • Land Tax Exposure: Low, due to townhouse configuration

For investors earning around $150,000, this property offers strong depreciation-driven tax savings, reducing after-tax holding costs significantly. Heidelberg West is experiencing rapid gentrification — fuelled by proximity to La Trobe University, the Austin Hospital precinct, and Melbourne’s booming inner north.

This Heidelberg West Cashflow & Holding Cost Report is based on actual property data and built using Propmax.com.au’s advanced investment tools.

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