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Melton, VIC - Cashflow & Holding Cost Report

Explore an investment property rental cashflow, ownership costs, tax deductions and depreciation for Melton, Victoria. Use Propmax.com.au’s to forecast repayments, yields, and after-tax cash position over 30 years.
Check Melton Holding Costs
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Suburb
Melton, Victoria
Median Price
$630,000
Median Weekly Rent
$420
Capital Growth
5.6%
Rental Yield
3.5%
Investment Grade
C+
Affordable entry and reasonable yield, suitable for yield-oriented investors with growth potential in long term.
Affordability
Affordable
Below Melbourne metro median; attractive for entry-level investors and families.
Estimated Holding Cost Before Tax (weekly):
$311/week
Estimated Holding Cost After Tax (weekly):
$153/week
Estimated Holding Cost (annual):
$8,000 – $11,000

Suburb Profile: Melton, VIC

  • Median House Price: $630,000
  • Median Weekly Rent: $420
  • Capital Growth (10 yr avg): 5.6% p.a.
  • Rental Yield: ~3.5%
  • Investment Grade: C+

    Affordable price point and stable rent returns. Long-term upside tied to western Melbourne growth corridor.

Affordability

  • Grade: Affordable
  • Why: Entry price significantly lower than metro average, making it attractive for first-time investors or regional expansion.

Holding Costs (Est.)

  • Annual Range: $8,000 – $11,000
  • Weekly Range (after tax): $153 – $211

Expect modest out-of-pocket costs, with potential for positive cashflow in later years.

Investment Snapshot

MetricValue
Median Price$630,000
Median Rent (pw)$420
Rental Yield3.5%
Capital Growth5.6% p.a.
Investment GradeC+
Affordability GradeAffordable

Melton is a fast-developing suburb with increasing infrastructure investment. Strong long-term rental demand and population growth expected as outer west corridor expands.

Melton Sample Cashflow & Holding Cost Report

Let’s explore the full cashflow & holding cost report for investment grade property in Melton, Vic including 30 years cashflow projections, equity growth, depreciation schedules, and tax impact — available below and powered by Propmax.com.au.

This modern 4-bedroom, 2-bathroom house offers a value-focused opportunity with strong fundamentals in Melbourne’s western growth corridor. Purchased at $630,000, the property includes 2 car spaces, a spacious 180 sqm layout, and generates $420 per week in rent, reflecting a gross yield of ~3.47%. Situated in a tight rental market (1.8% vacancy rate), the property enjoys stable tenant demand and projected capital growth of 5.6% p.a.. With annual depreciation claims around $5,770 and ownership under personal name with negative gearing, investors may unlock solid tax savings. As a free-standing house, land tax applies, though it remains modest in outer-metro suburbs like Melton.

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30-Year Investment Property Cashflow Forecasting

Plan with precision. Use our free cashflow calculator to forecast rental income, expenses, equity, and loan impact over 30 years. Built for Australian investors.

  • Interactive 30-year investment property cashflow calculator
  • Visual breakdown of income, outgoings, and capital growth over time
  • Includes equity tracking and principal vs interest repayment flows
  • See cashflow at weekly, monthly, or annual levels
30-Year Investment Property Cashflow Forecasting screenshot

Loan & Repayment Scenario Modelling

Compare interest-only vs principal-and-interest loan types and explore extra repayments or equity release strategies.

  • Loan calculators for IO, P&I, offset and redraw scenarios
  • Visualise interest savings with extra repayments
  • Equity growth forecasting and cash-out potential
  • Built-in repayment timeline and cost breakdowns
Loan & Repayment Scenario Modelling screenshot

Property Depreciation & Tax Benefit Estimator

Estimate depreciation deductions and negative gearing benefits with ATO-compliant calculations.

  • ATO-aligned building and fixture depreciation calculator
  • Immediate vs long-term deduction forecasting
  • See impact on taxable income and net cashflow
  • Factor in property age, build cost and low-value pools
Property Depreciation & Tax Benefit Estimator screenshot

Export Reports as Spreadsheets or PDFs

Export your full property cashflow analysis as Excel (CSV/XLSX) or PDF reports for brokers, partners or tax agents.

  • Download full investment property cashflow spreadsheet
  • Bank-ready PDF reports with income, equity and ROI breakdowns
  • Summarise cashflow and capital growth year-by-year
  • Perfect for loan applications, planners and client handouts
Export Reports as Spreadsheets or PDFs screenshot

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Answers to the most common investor questions about PropMax.

Yes, Propmax offers a free investment property calculator that helps you analyze rental property cashflow, holding costs, tax benefits, and loan scenarios. It's perfect for Australian investors who want a detailed property investment cashflow tool without upfront cost.
Propmax lets you run 30-year rental property cashflow analysis, including loan interest (IO and P&I), depreciation, equity release, stamp duty, and weekly or annual holding costs. It’s a full-featured investment property cashflow calculator for informed decision-making.
Yes, Propmax includes a visual spreadsheet tool where you can compare up to three rental or investment properties side-by-side. You can evaluate ROI, upfront outlay, capital growth, and long-term performance — all in one investment property comparison spreadsheet.
Absolutely. You can export investment property analysis reports as Excel spreadsheets (CSV or XLSX) or download polished PDF summaries. This is ideal for sharing with brokers, financial advisers, or buyers’ agents.
Yes, Propmax includes tools for investment property loan calculation (including interest-only and principal & interest loans), as well as a depreciation calculator for building and fittings. It helps you understand the tax impact over time with detailed year-by-year breakdowns.
You can track loan-to-value ratio (LVR), debt service ratio (DSR), net surplus ratio (NSR), and other key KPIs across your entire portfolio. Propmax’s rental property analysis tool makes it easy to monitor performance and identify cashflow or serviceability risks.
Propmax is designed for individual investors, buyer’s agents, mortgage brokers, and financial advisers who need a powerful property investment calculator and spreadsheet tool. Whether you're buying your first IP or managing a large portfolio, Propmax gives you clarity and confidence.